Choose your Account Purpose
Business
A Business membership includes, but is not limited to, researchers and analysts who are using the data for internal advisory decisions, the production of third party reports, the creation of charts and graphs for use in articles or marketing materials, the generation of models or the authoring of books or news articles, or any other related business purposes.Academic
- An Academic membership is designed for students, researchers, professors and other individuals who are performing academic research for their own educational purposes or on behalf of their university, central bank, non-profit or government agency. Academic membership includes writing thesis, white papers and other non-commercial works. Authors of Books and news letters must register as Business Members.
- GFD now offers a free upgrade to its University Clients. To use these features you will need to create your own New Member account. This account registration is reserved for students, professors and faculty of Universities who are Subscribers to one of more of the GFD Products. When you create an individual account you will be able to perform additional analysis and access more tools than when you log-in through the IP Range of your university. We recommend that all students and Faculty of our University Subscribers take advantage of this free upgrade.
- Researchers and Analysts of these organizations may use the Academic membership. This membership is designed for performing research designed for public works, preparing and generating educational materials, writing white papers and performing educational studies. Should you need data to author a book or create News Letters that will be sold or commercially distributed you must obtain a license for Business Use.
Welcome to Global Financial Data!
Thanks for using our products and services (“Services”). The Services are provided by Global Financial Data, Incorporated (“GFD”), located at 29122 Rancho Viejo Road, Suite 214, San Juan Capistrano, California, United States of America 92675. By using our Services, you are agreeing to these terms. Please read them carefully.
Our Services are very diverse, so sometimes additional terms or product requirements may apply. Additional terms will be available with the relevant Services, and those additional terms become part of your agreement with us if you use those Services. By accessing or using any GFD Site, You are indicating that You have read and understood, and that You assent to be bound by, these Terms of Use.
ANY DEFINITIONS NOT SPECIFICALLY DEFINED HEREIN SHALL HAVE THE MEANINGS SET FORTH IN THE CUSTOMER LICENSE AGREEMENT.
- Your Use of the GFD Sites and Data.
- Account. You need an Account in order to use our Services. You may create your own Account, or your Account may be assigned to you by an administrator, such as faculty or staff associated with your university or GFD itself. GFD retains all right and authority to access or disable your account for customer services issues, irregular or suspicious activity, or maintenance. Creation of an Account does not guarantee you access to our Services. Your password and log-in information is meant for You alone and is licensed by your university for Your exclusive use. Keep your password confidential. Do not share it. You are responsible for the activity that happens on or through your Account. Try not to reuse your Account password on third-party applications. If you learn of any unauthorized use of your password or Account, contact GFD immediately.
- Authorized User. In addition to having your own Account, to access the Data you must be an Authorized User of a university (the “Customer”) which has executed a Non-Exclusive Hosted Software and License Agreement with GFD (the “Customer License”). Your use of the GFD Sites is subject to the terms and conditions of the Customer License, in addition to these Terms of Use. The Customer License shall be the master agreement which governs your use of the Data, Databases, and Licensed Products and any contradiction in terms between this Terms of Use and the Customer License, the terms of the Customer License shall take precedence and prevail.
- License. GFD hereby grants You a non-transferable and non-exclusive license to export, download, access, use, and display the Data and Databases via the Internet as set forth in Exhibit A of the Customer License, in accordance with the Documentation and during the term of this Agreement solely for Customer’s and its Authorized Users Authorized Use.
- Authorized Use. So long as the following aren’t used in a manner which could reasonably compete with the business of GFD, you may: use Insignificant Portions of Data in the creation of static, printed, and/or animated charts and graphs, use Data for the creation of models, and use Data for the creation of Derived Data, research and write white-papers, articles, and reports based off the data. Since this is an educational, academic license, your use of the Data and Licensed Products cannot be utilized for profit or investments. You must cite GFD in any chart or graph.
- Approved Redistribution. You may distribute charts and graphs which incorporate GFD’s Data for non-profit, educational, academic use (an “Approved Redistribution”). No redistribution of GFD’s raw Data is permitted without our express consent.
- Restrictions. You may not:
- modify or create derivative works of the Data, other than as set forth herein;
- reverse engineer, decompile, reverse assemble, or otherwise attempt to derive the source code for any component of the Licensed Products;
- sublicense, sell, assign, rent, transfer, or otherwise grant access to any component of the Licensed Products, or use the Licensed Products for the purpose of acting as an application service provider or commercial host of the Licensed Products;
- make Data available through Analysis Software to other persons; or
- remove, alter, or obscure any copyright and proprietary notices appearing on any component of the Licensed Products.
You will not use any GFD Site or Licensed Products for any purpose, or engage in any activity related to the GFD Sites, that: is unlawful, defamatory, or is in breach of a fiduciary or contractual duty; is profane, obscene, pornographic or indecent; results in the misappropriation, infringement or violation of the rights of any person or entity (including without limitation any intellectual property, privacy or publicity rights); or is prohibited by these Terms of Use.
You shall not knowingly use the Services, Data, Databases, and/or Licensed Products in any way that may reasonably infringe upon the Intellectual Property Rights of GFD or its Vendors.
You will not: interfere or attempt to interfere with the proper working of any GFD Site or any activities conducted on or through any of the GFD Sites; bypass or attempt to bypass robot exclusion headers or other measures GFD may use to prevent or restrict access to any GFD Site; forge headers or otherwise manipulate identifiers (including URLs) in order to disguise the origin of any GFD Site or Licensed Product; or attempt to compromise the security of any networked account or website.
You will not use any GFD Site to transmit spam, or bulk or unsolicited communications. You will not pretend to be GFD or another person or entity, or spoof the identity of GFD or another person or entity. You will not use any GFD Site to engage in abuse, harassment, stalking, or making threats of harm.
You acknowledge that GFD has certain limits and restrictions imposed upon it as a result of GFD’s vender providers which are standard safeguards. From time to time, You may see such limitations and restrictions imposed upon You, as an Authorized User in the amount of Data which may be downloaded in a given period. You acknowledge and agree that You will comply with such restrictions if and when they may occur.
- Proprietary Rights. All worldwide right, title and interest, including, without limitation, all patents, copyrights, trademarks, trade names, goodwill, trade secrets, contract and licensing rights, and all other intellectual and proprietary rights of any kind as may exist now or hereafter come into existence (“Intellectual Property Rights”) in and to the Data, Database, and/or Licensed Products, and any and all updates, upgrades, new versions and modifications thereto, shall remain in GFD, and You shall have no interest therein.
Confidentiality. During the Term You will be exposed to certain confidential and proprietary information of GFD (“Confidential Information”). Confidential Information includes the Documentation, Data and Databases, software and analytical tools, and all information disclosed by GFD to You that is labeled as proprietary or confidential, or which under the circumstances surrounding its disclosure can reasonably be deemed to be Confidential Information, including, without limitation, the Data and Databases, the design of the Licensed Products, all processes, trade secrets, source code and other information related to the Licensed Products, and any and all other proprietary information and trade secrets. All Confidential Information shall remain the property of GFD, and You shall acquire no interest therein, except as expressly provided under these Terms of Use.
You shall not in any way disclose or disseminate Confidential Information to any third party, and shall only use Confidential Information to the extent necessary to use the Licensed Products in accordance with the terms and conditions of these Terms of Use.
Warranty Disclaimers. Warranty. THE LICENSED PRODUCTS ARE PROVIDED “AS-IS” AND GFD MAKES NO, AND HEREBY DISCLAIMS ANY, WARRANTIES, EXPRESS, IMPLIED AND STATUTORY, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF THE INTELLECTUAL PROPERTY RIGHTS OF THIRD PARTIES. YOU ACKNOWLEDGE AND AGREE THAT NO SOFTWARE OPERATES ERROR-FREE AND THAT GFD DOES NOT WARRANT THAT THE LICENSED PRODUCTS AND ALL OTHER COMPONENTS OF THE LICENSED PRODUCTS WILL OPERATE WITHOUT ERROR AND INTERRUPTIONS.
THE FLOW OF DATA TO AND FROM THE LICENSED PRODUCTS VIA THE INTERNET AND WIRELESS BANDWIDTH IS CONTROLLED BY THIRD PARTY SERVICE PROVIDERS OVER WHOM GFD HAS NO CONTROL. GFD SHALL HAVE NO RESPONSIBILITY OR LIABILITY FOR INTERRUPTIONS IN YOUR ACCESS TO THE LICENSED PRODUCTS DUE TO DISRUPTIONS IN YOUR INTERNET OR WIRELESS SERVICES.
- Limitation of Liability. IN NO EVENT WILL GFD BE LIABLE TO YOU, OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, ANY LOSS OF PROFITS OR DATA, BUSINESS INTERRUPTION OR OTHER PECUNIARY LOSS) ARISING FROM OR RELATED TO THE CUSTOMER LICENSE, TERMS OF USE, OR THE USE OF, OR INABILITY TO USE THE LICENSED PRODUCTS, REGARDLESS OF THE THEORY OF LIABILITY, OR WHETHER EITHER OF US HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
- Termination. Upon termination of the Customer License your right to use the GFD Sites, the Data, the Database, and the Licensed Products shall terminate.
- Discontinuation. GFD reserves the right to suspend or discontinue Your individual access to or use of any GFD Sites at any time, without notice, if GFD determines in its sole discretion that You have breached these Terms of Use, violated any law or engaged in any inappropriate conduct, or if Your use of a GFD Site places an unacceptable burden on GFD’s information technology infrastructure, or creates problems or possible liabilities for GFD. GFD will not be liable to You for any such suspension or discontinuation.
- Changes to these Terms of Use. GFD may change these Terms of Use at any time upon notice to You, and such change will automatically be effective upon such notice and the posting of the new Terms of Use at the applicable GFD Sites. Any access or use of a GFD Site by You after such notice and posting will indicate Your assent to the new Terms of Use. Otherwise, no modification of these Terms of Use will be valid unless both You and GFD agree to such modification in a signed, written document.
- Governing Law. The validity, construction, interpretation, and performance of the these Terms of Use shall be governed by and construed in accordance with the domestic laws of the State of California, except as to its principals of conflicts of laws. You and GFD hereto hereby (a) submit to the exclusive jurisdiction of any state or federal court sitting in Orange County, California for the purpose of any suit or action arising out of or relating to these Terms of Use brought by any party, and (b) irrevocably waive, and agree not to assert by way of motion, defense, or otherwise, in any such action, any claim that it is not subject personally to the jurisdiction of the above-named courts, that its property is exempt or immune from attachment or execution, that the action is brought in an inconvenient forum, that the venue of the action is improper, or that these Terms of Use may not be enforced in or by any of the above-named courts.
Welcome to Global Financial Data!
Thanks for using our products and services (“Services”). The Services are provided by Global Financial Data, Incorporated (“GFD”), located at 29122 Rancho Viejo Road, Suite 214, San Juan Capistrano, California, United States of America 92675. By using our Services, you are agreeing to these terms. Please read them carefully.
Our Services are very diverse, so sometimes additional terms or product requirements may apply. Additional terms will be available with the relevant Services, and those additional terms become part of your agreement with us if you use those Services. By accessing or using any GFD Site, You are indicating that You have read and understood, and that You assent to be bound by, these Terms of Use.
ANY DEFINITIONS NOT SPECIFICALLY DEFINED HEREIN SHALL HAVE THE MEANINGS SET FORTH IN THE CUSTOMER LICENSE AGREEMENT.
-
Your Use of the GFD Sites and Data.
- Account. You need an Account in order to use our Services. You may create your own Account, or your Account may be assigned to you by an administrator, such as your employer or GFD itself. GFD retains all right and authority to access or disable your account for customer services issues, irregular or suspicious activity, or maintenance. Creation of an Account does not guarantee you access to our Services. Your password and log-in information is meant for You alone and is licensed by your employer for Your exclusive use. Keep your password confidential. Do not share it. You are responsible for the activity that happens on or through your Account. Try not to reuse your Account password on third-party applications. If you learn of any unauthorized use of your password or Account, contact GFD immediately.
- Authorized User. In addition to having your own Account, to access the Data you must be an Authorized User of an organization (the “Customer”) which has executed a Non-Exclusive Hosted Software and License Agreement with GFD (the “Customer License”) and in such Customer License (or any amendment, restatement, or other official document of substitution which bears your name) you are specifically and unambiguously identified as an Authorized User. IF YOU ARE NOT NAMED IN THE CUSTOMER LICENSE (OR ANY AMENDMENT, RESTATEMENT, OR OTHER OFFICIAL DOCUMENT OF SUBSTITUTION WHICH BEARS YOUR NAME) AS AN AUTHORIZED USER YOU ARE PROHIBITED FROM ACCESS TO THE DATA, DATABASE, AND/OR LICENSED PRODUCTS. Your use of the GFD Sites is subject to the terms and conditions of the Customer License, in addition to these Terms of Use. The Customer License shall be the master agreement which governs your use of the Data, Databases, and Licensed Products and any contradiction in terms between this Terms of Use and the Customer License, the terms of the Customer License shall take precedence and prevail.
- License. GFD hereby grants You a non-transferable and non-exclusive license to export, download, access, use, and display the Data and Databases via the Internet as set forth in Exhibit A of the Customer License, in accordance with the Documentation and during the term of this Agreement solely for Customer’s and its Authorized Users Authorized Use.
- Authorized Use. So long as the following aren’t used in a manner which could reasonably compete with the business of GFD, you may: use Insignificant Portions of Data in the creation of static, printed, and/or animated charts and graphs, use Data for the creation of models, and use Data for the creation of Derived Data. You must cite GFD in any chart or graph.
- Approved Redistribution. You may distribute charts and graphs which incorporate GFD’s Data to potential qualified clients, qualified clients, for marketing and/or promotional purposes, online, or for business presentation purposes (an “Approved Redistribution”). No redistribution of GFD’s raw Data is permitted without our express consent.
- Restrictions. You may not:
- modify or create derivative works of the Data, other than as set forth herein;
- reverse engineer, decompile, reverse assemble, or otherwise attempt to derive the source code for any component of the Licensed Products;
- sublicense, sell, assign, rent, transfer, or otherwise grant access to any component of the Licensed Products, or use the Licensed Products for the purpose of acting as an application service provider or commercial host of the Licensed Products;
- make Data available through Analysis Software to other persons; or
- remove, alter, or obscure any copyright and proprietary notices appearing on any component of the Licensed Products.
YOU AGREE YOU SHALL NOT USE ANY OF THE LICENSED PRODUCTS TO COMPETE WITH THE BUSINESS OF GFD.
You will not use any GFD Site or Licensed Products for any purpose, or engage in any activity related to the GFD Sites, that: is unlawful, defamatory, or is in breach of a fiduciary or contractual duty; is profane, obscene, pornographic or indecent; results in the misappropriation, infringement or violation of the rights of any person or entity (including without limitation any intellectual property, privacy or publicity rights); or is prohibited by these Terms of Use.
You shall not knowingly use the Services, Data, Databases, and/or Licensed Products in any way that may reasonably infringe upon the Intellectual Property Rights of GFD or its Vendors.
You will not: interfere or attempt to interfere with the proper working of any GFD Site or any activities conducted on or through any of the GFD Sites; bypass or attempt to bypass robot exclusion headers or other measures GFD may use to prevent or restrict access to any GFD Site; forge headers or otherwise manipulate identifiers (including URLs) in order to disguise the origin of any GFD Site or Licensed Product; or attempt to compromise the security of any networked account or website.
You will not use any GFD Site to transmit spam, or bulk or unsolicited communications. You will not pretend to be GFD or another person or entity, or spoof the identity of GFD or another person or entity. You will not use any GFD Site to engage in abuse, harassment, stalking, or making threats of harm.
You acknowledge that GFD has certain limits and restrictions imposed upon it as a result of GFD’s vender providers which are standard safeguards. From time to time, You may see such limitations and restrictions imposed upon You, as an Authorized User in the amount of Data which may be downloaded in a given period. You acknowledge and agree that You will comply with such restrictions if and when they may occur.
- Proprietary Rights. All worldwide right, title and interest, including, without limitation, all patents, copyrights, trademarks, trade names, goodwill, trade secrets, contract and licensing rights, and all other intellectual and proprietary rights of any kind as may exist now or hereafter come into existence (“Intellectual Property Rights”) in and to the Data, Database, and/or Licensed Products, and any and all updates, upgrades, new versions and modifications thereto, shall remain in GFD, and You shall have no interest therein.
Confidentiality. During the Term You will be exposed to certain confidential and proprietary information of GFD (“Confidential Information”). Confidential Information includes the Documentation, Data and Databases, software and analytical tools, and all information disclosed by GFD to You that is labeled as proprietary or confidential, or which under the circumstances surrounding its disclosure can reasonably be deemed to be Confidential Information, including, without limitation, the Data and Databases, the design of the Licensed Products, all processes, trade secrets, source code and other information related to the Licensed Products, and any and all other proprietary information and trade secrets. All Confidential Information shall remain the property of GFD, and You shall acquire no interest therein, except as expressly provided under these Terms of Use.
You shall not in any way disclose or disseminate Confidential Information to any third party, and shall only use Confidential Information to the extent necessary to use the Licensed Products in accordance with the terms and conditions of these Terms of Use.
Warranty Disclaimers. Warranty. THE LICENSED PRODUCTS ARE PROVIDED “AS-IS” AND GFD MAKES NO, AND HEREBY DISCLAIMS ANY, WARRANTIES, EXPRESS, IMPLIED AND STATUTORY, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF THE INTELLECTUAL PROPERTY RIGHTS OF THIRD PARTIES. YOU ACKNOWLEDGE AND AGREE THAT NO SOFTWARE OPERATES ERROR-FREE AND THAT GFD DOES NOT WARRANT THAT THE LICENSED PRODUCTS AND ALL OTHER COMPONENTS OF THE LICENSED PRODUCTS WILL OPERATE WITHOUT ERROR AND INTERRUPTIONS.
THE FLOW OF DATA TO AND FROM THE LICENSED PRODUCTS VIA THE INTERNET AND WIRELESS BANDWIDTH IS CONTROLLED BY THIRD PARTY SERVICE PROVIDERS OVER WHOM GFD HAS NO CONTROL. GFD SHALL HAVE NO RESPONSIBILITY OR LIABILITY FOR INTERRUPTIONS IN YOUR ACCESS TO THE LICENSED PRODUCTS DUE TO DISRUPTIONS IN YOUR INTERNET OR WIRELESS SERVICES.
- Limitation of Liability. IN NO EVENT WILL GFD BE LIABLE TO YOU, OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, ANY LOSS OF PROFITS OR DATA, BUSINESS INTERRUPTION OR OTHER PECUNIARY LOSS) ARISING FROM OR RELATED TO THE CUSTOMER LICENSE, TERMS OF USE, OR THE USE OF, OR INABILITY TO USE THE LICENSED PRODUCTS, REGARDLESS OF THE THEORY OF LIABILITY, OR WHETHER EITHER OF US HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
- Termination. Upon termination of the Customer License your right to use the GFD Sites, the Data, the Database, and the Licensed Products shall terminate.
- Discontinuation. GFD reserves the right to suspend or discontinue Your individual access to or use of any GFD Sites at any time, without notice, if GFD determines in its sole discretion that You have breached these Terms of Use, violated any law or engaged in any inappropriate conduct, or if Your use of a GFD Site places an unacceptable burden on GFD’s information technology infrastructure, or creates problems or possible liabilities for GFD. GFD will not be liable to You for any such suspension or discontinuation.
- Changes to these Terms of Use. GFD may change these Terms of Use at any time upon notice to You, and such change will automatically be effective upon such notice and the posting of the new Terms of Use at the applicable GFD Sites. Any access or use of a GFD Site by You after such notice and posting will indicate Your assent to the new Terms of Use. Otherwise, no modification of these Terms of Use will be valid unless both You and GFD agree to such modification in a signed, written document.
- Governing Law. The validity, construction, interpretation, and performance of the these Terms of Use shall be governed by and construed in accordance with the domestic laws of the State of California, except as to its principals of conflicts of laws. You and GFD hereto hereby (a) submit to the exclusive jurisdiction of any state or federal court sitting in Orange County, California for the purpose of any suit or action arising out of or relating to these Terms of Use brought by any party, and (b) irrevocably waive, and agree not to assert by way of motion, defense, or otherwise, in any such action, any claim that it is not subject personally to the jurisdiction of the above-named courts, that its property is exempt or immune from attachment or execution, that the action is brought in an inconvenient forum, that the venue of the action is improper, or that these Terms of Use may not be enforced in or by any of the above-named courts.
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